Home buyers
Buying process
01
Initial Consultation
Begin your home buying journey with a personalized consultation. I listen carefully to your needs, timeline, and budget, providing expert guidance every step of the way. Together, we define what matters most in your future home, creating a focused and efficient search that leads you to the right property with clarity and confidence.
02
Property Search and Selection
With your criteria in mind, I will conduct a thorough market analysis and identify potential properties, presenting you with a curated selection that aligns with your lifestyle, preferences, and investment goals.
03
Negotiation and Offer
I use my expertise to secure the most favorable terms for your dream home. From pricing to contingencies, I work to ensure you receive a fair and competitive deal. With a strategic approach and attention to detail, I present offers that stand out in today’s fast-moving real estate market.
04
DUE DILIGENCE AND INSPECTIONS
Once your offer is accepted, I’ll guide you through the due diligence process—coordinating inspections and making sure you clearly understand the property's condition. My thorough, hands-on approach ensures you make informed decisions with confidence every step of the way.
05
Financing and Closing Process
Bonita collaborates with trusted lenders to streamline your financing. She keeps you informed about the closing process, navigating paperwork with precision. Bonita ensures a smooth transition from offer acceptance to the final closing, minimizing stress and maximizing efficiency.
06
Post-Closing Support
Your relationship with me doesn’t end at closing. I continue to support you after the transaction, helping with any final details or questions that arise. My commitment to your satisfaction remains strong, making your transition into your new home smooth and enjoyable.
faq
Your budget depends on income, debt, credit, interest rates, and down payment. A lender pre-approval gives you the most accurate number.
Yes. Pre-approval strengthens your offer and shows sellers you’re serious.
Many programs allow scores as low as 580–620, depending on loan type. Most loans want you to have a 640 credit score.
Many buyers qualify for low or no down payment programs. You can get into a house with 3.5% down but down payment options range from 0%–20%.
Typically 2%–5% of the purchase price, covering lender fees, title, insurance, and taxes.
New builds offer modern features and warranties; resales may offer location and character. It depends on your preference.
On average, 30–45 days once under contract.
A professional inspects the home’s condition so buyers can request repairs or credits.
Yes—this can be negotiated in your offer.
The best time is when it fits your finances and goals—not market headlines.